You know how I mentioned that I had already failed my Spring Capsule? Well… I failed it even more, I failed it so much that I think the best idea would be to bail and start again.
I need to solve my spending problem – just this weekend I bought two shirts. I somehow got back into my terrible habit of spending all of my paycheque two days after I got it. Thats not a good way to live, that is dangerous because now I have to borrow money from D to pay for my eye exam.
I need to change, I need to fix myself.
I’m not going to beat myself up about bailing on the capsule wardrobe and starting again, that’s fine and it happens, it was my first true capsule and I learned something. But I can’t pretend like I’m okay with my spending habits or that it’s okay that I went from having $450 to having $30 in a matter of days.
I think what I’m going to do is track my spending, everything I buy and everything that comes in and goes out. Maybe for a month, maybe longer – because I know that’s what they do on Money Moron and that’s what I am. I think seeing a professional would be a good idea but I’m not sure.
But I think it’s a mindset thing, I think my issue is in me – I need to figure out why my spending habits are like this and I need to find better, more productive ways of living.
Does anyone out there have any tips on how to stop a terrible terrible spending habit?
I have failed my capsule wardrobe already, I failed 12 days in because I felt super spendy on my birthday and I was in a “treat yo’self” mood. I will say that two things I bought were replacements for other items that needed replacement so I am not too upset about those pieces but I did not need the two tank tops I bought to be quite honest.
What do you guys do if you “fail” a challenge you set out for yourself? Would you have returned the clothes? Would you accept your mistake and move on?
… I don’t feel too much remorse about it.. Should I?
ideally i would have done a reflection on my 2016 goals before sharing my 2017 ones but i have no idea where i put my list and the only one i can fully remember is “read 25 books” (which hell ya i did) so i’ll just share this years goals with two purposes in mind 1) have them written in a place that cannot be lost and can easily be looked at throughout the year (i’m thinking a check up every three months) and 2) some of them can really incorporate into blogging which is in itself a goal
okay so here’s my goals for 2017
- save at least $3000 (i think this will be changed to $1500 because it is the first time i’ve saved a large junk of money)
- declutter more
- make less waste
- read 30 books
- do not buy any clothes/shoes unless NEEDED (if needed: thrifted or local or ethically made)
- read mainly library books and books from my own collection
- watch 15 movies
- do documentary sundays
- convert to a mostly vegetarian lifestyle
- read more non-fiction
- read more plath and poetry in general
- be healthier in general (mentally would be best, i am a mess)
- do yoga and meditate and sometimes go on walks
- finish harry potter + star wars + lord of the rings
- follow a strict budget
- bring a reusable tote bag and reusable drinkware everywhere!
- limit plastic straws
- don’t read more than two books at a time
- plant based (+less) beauty
- start an emergency fund
- stop eating packaged popcorn
so… those are my goals for this year. it seems like a lot but a lot of them go together and basically the theme is “stop being a little shit! stop spending your money on dumb things and save the planet!”
it never happened..
i don’t know what happened but i continued to spend money, more money than i should have on ridiculous things that i really didn’t need.
my closet is now over flowing (even though i did a purge two months ago), my bookshelf has even more books that i haven’t read, my makeup and skincare stash aren’t that bad surprisingly.
i’m not sure what to do, i am going to start a weekly budget next pay day and at least try to follow it? i mean after years of being horrible with my money and having terrible finance skills i feel like i should try to take things slow, like i shouldn’t dive into a full spending freeze.
one thing that i am truly thankful for is that i do not (and should probably never) own a credit card.
i think i mentioned this in my last post but my spending habits are only going to hurt my future, eventually i’ll have to move out or buy a car and i might not be able to make payments because i might have already spent all of my money on useless items.
and eventually i could move in with my boyfriend, in the very distant future obviously, and my money habits could create problems for us. i might not have enough for rent or enough for groceries.
money has recently been putting a lot of stress on me, i think i need some help and need to do something about it.